F.A.Q.

Common FHA Required Repairs

The purpose of a repair is to correct deficiencies, which may affect the health and safety of the occupants or the continued marketability of the property. If possible, we suggest that you make any repairs to your home prior to the appraisal. This will improve the marketability and help the sale or refinance of your home go smoothly.

• Replace or repair broken windows.
• Electric service must be 60 amp or greater. Electric certification may be required if 60 amp appears to be overloaded (i.e., larger than 1000 sq. feet with many major electrical appliances).
• For Homes built before 1978, any chipping, peeling paint must be scraped and re-painted. Including interior, exterior, fences, and any other structures on property.
• Roof should have 2 or 3 years of useful life remaining and no more than 2 layers of shingles.
• If the home is over 10 years old, you must remove snow from a large portion of the roof for inspection by the appraiser.
• Damaged or inoperable plumbing, electric and heating systems should be repaired. The appraiser will check these areas. Structural or foundation problems must be repaired.
• The cause of wet basements should be cured (i.e., improve drainage away from house, gutters, etc.).
• Abandoned inoperable wells must be capped and sealed by a licensed well sealing contractor.
• Safety handrails should be installed in open stairwells of three or more stairs. Infestation of any kind should be exterminated (i.e., insects, mice, bats, etc.).
• Flammable storage tanks must be removed and filler cap sealed from the inside (i.e., buried oil tank).
• If there is a crawl space, it will be the homeowner's responsibility to make this area accessible so that it can be thoroughly inspected.

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F.A.Q.

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